Our bank offers various kinds of loan service for private sectors (limited company e.t.c) and Individuals  Such as,

Loan type:

1. Investment loan
2. Working capital loan  
3. Credit line
4. Mortgage loan

Advantages:

1. Flexible term for low rate and long time.
2. and loan repayment schedule is reliable by borrower’s financial outcoming and incoming flow.

Financing market

The target markets of National Investment Bank are:

1. Mining industry
2. Property and securities market
3. Equipment and machinery
4. Construction and construction materials
5. Import of consumer goods
6. Oil import
7. Mortgage

Lending term

Loan type		Amount available	Standard term	Interest rate (by month)
Investment loan	MNT	Up to MNT 100.0 million	from 1 to 10 years /long term/	to 1.8 percent
	USD	equivalent in foreign currency.		to 1.5 percent
Working capital loan	MNT	MNT 50.0 million to MNT 200.0 million	from 1 to 3 years /Medium term/	to 1.8 percent
	USD	equivalent in foreign currency.		to 1.5 percent
Credit line	MNT	MNT 10.0 million to MNT 100.0 million	to 1 years /Short term/	to 1.8 percent
	USD	equivalent in foreign currency.		to 1.5 percent
Mortgage loans	MNT	to MNT 100.0 million	from 1 to 10 years /long term/	to 1.1 percent

Borrower requirements:

Certain requirements must be proved in the moment.

• All loan document was a true and fair, bank is not accept loan document when which is not true. and all documents must be original copy;
• Loan amount is not least than company’s net capital of 30%;
• Borrower must fund their current account in bank; /only credit line/
• Secured property valuation should be organized by the bank and other valuation organization;
• Must be stability income in business and company activity;
• This loan is secured by immovable property and stock;
• Any lendings are granted against borrower collateral of enterprise and civil. All guarantees must be a valuable and secured capital in borrowers. Such as a:
  • Guarantee
  • Income
  • Other contract

Loan decision

The loan decision making process is only 10 working day.